Legal Indemnity Insurance

Specialist cover for residential and commercial risks.

Searchpoint are an appointed representative of First Title Insurance plc, which is a UK regulated insurer.
First Title Insurance plc is a leading regulated UK insurance company that specialises in legal indemnity and defective title insurance for residential and commercial real estate transactions.

Our range of insurance policies include:

  • Residential chancel insurance from £15.95 (up to £500k indemnity)
  • Commercial chancel insurance from £56.00 (up to £500k indemnity)
  • Commercial Cover: Tailored for developments, portfolio management, M&A, and refinances, protecting against 60+ known risks.
  • Residential Cover: Protects against 70+ known risks. Common coverage areas include Chancel Repair, Defective Ownership, Planning/Building Regulations, Missing Deeds, and Restrictive Covenants. It includes uncapped insurer-funded legal and professional rectification expenses.

About Chancel Insurance

Chancel repair liability requires landowners to pay for the repair of the chancel (the part of the church containing the altar and the choir) of an Anglican parish church. Chancel Repair Insurance provides cover in the event of a claim from neighbouring churches in relation to repairs to the chancel.

Whats Covered

Provides cover for the Insured and their successors in title, including lessees and mortgagees, against legal expenses and cost of repairs, up to the indemnity limit, in-perpetuity.

Premium (inc. IPT)

  • Residential properties up to £500, 000 indemnity – £15.95 and up to £1m indemnity – £19.95
  • Commercial property and land up to £500,000 indemnity – £36.00
  • Commercial property and land up to £1,000,000 indemnity – £56.00

About First Title Insurance plc

First Title Insurance plc is a UK regulated insurer and part of a worldwide group with revenues in excess of $5.2 billion.
First Title Insurance plc offer a wide range of cover from standard defective title policies through to bespoke portfolio and mortgage lenders cover.
First Title Online offers a quick and convenient way to obtain quotes and issue policies however should the risk be non standard or require bespoke underwriting please contact us and we will arrange an Underwriter to quote or contact you

First Title On-line

Our direct integration with First Title On-line enables you to quote, draft and issue a fully underwritten policy from a choice of over 70 known residential and commercial risks.

Using First Title On-line gives you the benefit of a 20% discount compared to off line prices. Furthermore Residential risks can be combined within a single multiple risk policy for additional savings of up to 25%.


I have always received professional and excellent service from the team at Searchpoint. The whole team communicate in a helpful and co-operative way and quickly too. I find their dashboard easy to use and clear in its contents.”

Need Indemnity Cover?

Whatever the conveyancing risk, we can help you find the right indemnity policy. Register with us to access pricing and arrange your cover.